Eligibility
- Be at least 18 years old or have the legal capacity to form a binding contract.
- Possess a valid mobile phone number, bank account, or digital wallet linked to your Scan and Pay account.
- Comply with all applicable local, state, and international laws and regulations.
2. Account Registration and Security
a. Registration
- You must create an account with us to use the Scan and Pay service. The registration process may require you to provide personal information such as your name, email address, phone number, and payment details (such as your credit/debit card information or bank account details).
- You agree to provide accurate, current, and complete information during registration and to keep your account information up to date.
b. Account Security
- You are responsible for maintaining the confidentiality of your login credentials (username, password, and PIN) and any other personal information.
- You agree to notify us immediately if you suspect any unauthorized use of your account or any security breaches.
3. Payment Processing
a. Valid Transactions
- Scan and Pay facilitates payment processing through QR codes and linked accounts. By using the Service, you authorize us to process payments for the specified transaction amount.
- Payments made through the Service will be processed in real-time, and funds will be deducted from your linked payment account or wallet.
- Scan and Pay may use third-party payment processors or gateways to facilitate transactions. By agreeing to these terms, you authorize us to share your payment details with these third parties as required for the transaction.
b. Payment Confirmation
- Upon completing a transaction, you will receive a confirmation (via email, SMS, or app notification) acknowledging the successful payment. It is your responsibility to verify the transaction details.
- You agree that once a transaction is completed, it cannot be canceled or reversed unless explicitly stated under our refund or cancellation policy.
c. Transaction Limits
- There may be limits on the amount that can be processed per transaction, day, or month depending on the payment method, platform policy, or regulatory requirements. These limits are subject to change at our discretion and may vary based on your location.
4. Fees and Charges
- Scan and Pay may charge fees for certain types of transactions, such as international payments, processing fees, or currency conversion. These fees will be disclosed to you before confirming the transaction.
- Any applicable taxes, fees, or additional charges levied by payment processors, banks, or third parties are your responsibility and will not be borne by Scan and Pay.
- We reserve the right to update, modify, or add to the fees for our services at any time.
5. User Responsibilities
a. Authorized Transactions
- You agree to make only legitimate payments and use the Service in accordance with applicable laws and regulations.
- You agree not to use Scan and Pay for fraudulent, illegal, or unauthorized activities. Any attempt to defraud or misuse the Service may result in immediate suspension or termination of your account.
b. Compliance with Laws
- You are responsible for ensuring that any transactions made using Scan and Pay comply with all applicable laws and regulations, including those related to anti-money laundering (AML), combating the financing of terrorism (CFT), and other legal obligations.
c. Device Security
- You are responsible for the security of the device you use to access the Service. You agree to take appropriate measures to protect your device from malware, viruses, or unauthorized access.
6. Privacy and Data Protection
- Scan and Pay collects personal and transaction-related data necessary for processing payments, user identification, and providing customer support.
- We will take reasonable measures to safeguard your information, but we cannot guarantee complete security due to the nature of the internet.
To use the Scan and Pay service, you must:
By using the Service, you confirm that you meet these eligibility requirements.
We take your privacy seriously. By using Scan and Pay, you consent to the collection, storage, and processing of your personal information as outlined in our Privacy Policy.