Privacy Policy

Aadhaar Payment:
Welcome to https://umpcltd.com/ ("Website"). We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy explains how we collect, use, and protect your personal information when you use our Website and services, including Aadhaar payment, UPI payment, Recurring Deposits (RD), nFixed Deposits (FD), and Monthly Income Scheme (MIS) ("Services").

  • Information We Collect
    We may collect the following types of information:
    Personal Information: This includes information that can be used to identify you personally, such as your name, email address, phone number, Aadhaar number, and bank account details. Transaction Information: Details of transactions you make using our Services, including payment history and transaction amounts. Usage Information: Information about your interaction with our Website, including IP addresses, browser types, pages visited, and the date and time of your visits. Technical Information: Information about the device you use to access our Website, such as device type, operating system, and browser type.
  • How We Use Your Information
    We use your information for the following purposes:
    To Provide and Improve Services: To process your transactions, manage your account, and improve our Services. To Communicate: To send you updates, notifications, and promotional materials related to our Services, subject to your consent where required by law. To Personalize Your Experience: To tailor our Services to your preferences and enhance user experience.To Ensure Security: To detect, prevent, and address fraudulent or unauthorized activities, and to ensure the security of our Website and Services.
  • How We Share Your Information
    We may share your information in the following circumstances:
    With Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as payment processing and data analysis. These providers are contractually obligated to protect your information and use it only for the purposes for which it was shared. For Legal Purposes: We may disclose your information if required to do so by law, regulation, or legal process, or to protect the rights, property, or safety of our Company, our users, or others. In Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
  • Data SecurityWe implement reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or method of electronic storage is completely secure. While we strive to protect your information, we cannot guarantee its absolute security.
  • Your Choices
    You have the following choices regarding your personal information:
    Access and Update: You can access and update your personal information by logging into your account on our Website. Marketing Communications: You may opt-out of receiving marketing communications from us by following the unsubscribe instructions provided in those communications. Cookies: You can control the use of cookies through your browser settings. Please note that disabling cookies may affect the functionality of on our Website.
  • Children's Privacy Our Website and Services are not intended for use by children under the age of 18. We do not knowingly collect or solicit personal information from children under 18. If we become aware that we have collected personal information from a child, we will take steps to delete such information
  • Changes to This Privacy Policy We may update this Privacy Policy from time to time. Any changes will be effective immediately upon posting on our Website. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.
  • . Contact Us:
    If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

    Agency Department"> +91 9651166628 Time 10:00 AM TO 06:00 PM
    Account Department"> +91 9651166604 Time 10:00 AM TO 06:00 PM
    S.B Account& QR Department> +91 9151166621 Time 10:00 AM TO 06:00 PM

Refund Policy

Aadhaar Payment and UPI Payment: Once a payment transaction is successfully processed through our platform, it is generally non-refundable. However, if there was an error or issue with the transaction, you may request a refund within [X] days of the transaction date. Refunds will be processed according to the policies of the respective payment processors.
Recurring Deposits (RD) and Fixed Deposits (FD): Refunds or early withdrawal requests for RD and FD accounts are subject to the terms and conditions of the respective deposit scheme. Please refer to the specific terms provided at the time of deposit for details on early withdrawal penalties or refund conditions.
Monthly Income Scheme (MIS): Refunds for investments made under the MIS are generally not permitted. Monthly payments made as part of the MIS are typically non-refundable. For specific terms regarding the MIS, please refer to the scheme’s documentation provided at the time of investment

  • Requesting a Refund :
    To request a refund, please follow these steps:
    Contact Us: Reach out to our customer support team at [Your Contact Information] within [X] days of the transaction or issue.
    Provide Details: Provide your transaction details, including the date of the transaction, amount, and any relevant information to help us process your request.
    Verification: Our team will review your request and may request additional information to verify the claim.
  • Non-Refundable Fees Certain fees or charges may be non-refundable, including but not limited to:
    Transaction fees or processing fees associated with payments.
    Penalties or charges for early withdrawal of deposits.
  • Changes to the Refund Policy We reserve the right to update or modify this Refund Policy at any time. Any changes will be effective immediately upon posting on our Website. We encourage you to review this policy periodically to stay informed about our refund practices.
  • Contact Us If you have any questions or concerns regarding this Refund Policy or need assistance with a refund request, please contact us at:
    Agency Department"> +91 9651166628 Time 10:00 AM TO 06:00 PM
    Account Department"> +91 9651166604 Time 10:00 AM TO 06:00 PM
    S.B Account& QR Department> +91 9151166621 Time 10:00 AM TO 06:00 PM